When To Hire A Personal Injury Lawyer

Published on October 9, 2017

If you have been injured as a result of an accident, personal injury lawyers can be indispensible when it comes to receiving the compensation that you are rightfully owed.

Technically speaking, people who have been injured can file a personal injury claim by themselves. The reality, however, is that personal injury law is complex and often people are not equipped to go up against insurance companies’ adjusters and lawyers who are skilled at reducing compensation or rejecting claims altogether.

In fact, many insurance companies will reach out to person with an offer soon after the injury. While their offer may seem fair to you on the surface, it is likely not the best outcome that you could have achieved with a lawyer on your side.   Remember: insurance companies for other parties have no responsibility to negotiate fairly.  Once a settlement is reached and the release is signed, there is no going back if you do not make the full recovery you had hoped for.

That’s why it’s imperative that those injured never negotiate a settlement or sign a release without the guidance of a lawyer.

When To Hire A Personal Injury Lawyer

Broadly speaking, people hire a personal injury lawyer after they have been injured as a result of someone else’s negligence.

You should not hesitate to hire a personal injury lawyer if:

  • You suffered severe injuries, long-term injuries (injuries that last a year or more) or permanent disabling injuries (injuries that will disable you for life and prevent you from going to work and/or diminish your quality of life). Many people, for example, hire a personal injury lawyer after becoming injured in a car accident.

  • You are left with monetary losses or expenses as a result of your injury

  • You have experienced a loss of income as a result of your injury

  • You cannot perform your activities of daily life, such as housekeeping or meal preparation.

However, many people choose to hire a personal injury even after moderate and sometimes mild injuries. Some, for example, choose to hire a personal injury lawyer because they simply don’t have the time to research the area of personal injury law themselves.  Sometimes a mild injury may result in small or no compensation.  In other instances however, your mild injury claim could be worth more than you think. For example, under the Ontario Insurance Act, there is approximately a $37,000 deductible on pain and suffering claims for car accident cases. If your pain and suffering damages are worth $25,000 (or any amount under $37,000), you would get zero.  However, there is no such deductible on slip and fall claims.  So if your pain and suffering damages are worth only $20,000 in a slip and fall case, you would be paid the full $20,000.  It is therefore best to consult with a local injury lawyer who can provide you with guidance on the different claims that you are entitled to make.

If you have been injured or disabled and are seeking compensation or insurance coverage, Sean Giovannetti is pleased to offer a free no-obligation consultation. For more information, please contact us today.