Why do I need a personal injury lawyer?

In order to ensure you are properly represented in your injury or insurance case, it is important to retain an experienced personal injury lawyer.

While a general practice lawyer may be able to bring your claim, she may not know all sources of compensation available in the court action and under the accident benefits legislation.  If your lawyer lacks experience bringing personal injury claims, he may not have access to, or even be familiar with, the best experts in the industry.   He or she may not be up to date on the most recent cases and decisions in an ever changing area of law.

For car accident victims, the Ontario accident benefits system is complex.  You may be surprised to know that even many personal injury lawyers have limited experience suing and bringing arbitrations against insurance companies for accident benefits. 

The insurance company on the other side of your case has on staff a team of sophisticated adjusters who handle thousands of accident claims.  The insurance company will hire a lawyer or team of lawyers who specialize in defending personal injury claims.  The job of the insurance company lawyer is to make sure you are paid as little as possible or if possible nothing at all.  If you do not hire your own experienced personal injury lawyer, you are already one step behind.

A good, experienced lawyer will explain all of your options and guide you through the entire legal process.  He or she will help build your case, access benefits, help make decisions on when to settle, explain the value of settlement offers and advise whether you need to take your case to court.

If you are going to hire a lawyer, make sure you are confident in his or her experience handling injury and insurance benefit cases.  For car accident cases, make sure your lawyer is confident, knowledgeable and experienced when it comes to no-fault accident benefits. 

Before hiring a lawyer, ask him or her whether she specializes only in personal injury and insurance law.  Ask about the sorts of cases he or she has taken to court.  If it is a larger law firm, ask who will be doing most of the work on your file.  You should also know if your lawyer has worked for an insurance company himself or herself.  Do they know first-hand what sort of tactics the insurance company will use, what factors the insurance company considers important in assigning a value to your claim and when is the best time to start the negotiation?

Personal injury and insurance law is complex.  To ensure you receive the full amount of compensation you are entitled to, you need to have an experienced lawyer on your side.

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